A hard landing indeed By Abdul Turay First published Aug 20, 2008 Estonians act and think like any group of people who have known poverty. They like to spend money they don’t have on stuff they don’t need. This is why the credit crunch has hit the Black and Hispanic community in America so hard. Now a sensational new book which makes the same point is causing a buzz in the ex-pat communities and the corridors of power. The book is called “Hard Landing”. It was written by Dr Claudio Zucchelli, an Italian-German, financial analyst and investor and Dag Kirsebom, a Swedish-Norwegian former banker and entrepreneur. Ministries have ordered copies. The Estonian prime minister, Andrus Ansip is rumoured to have read it. The book has been specially ordered by Merrill Lynch. All this for a pocket-sized book that a fast reader could finish in an afternoon. The book argues that not only will Estonia suffer a hard landing but the culture and mentality of Estonians themselves has led to this situat